FAQ's
What is Validate?
Validate is a Consumer Credit Reporting Agency. We are not a Debt Collection Agency since we do not directly attempt to collect debt as a third party. We do however maintain a database of consumer credit reports that have been supplied by service professionals, like yourself, for the purpose of evaluating a consumer's credit worthiness. The power of Validate lies in the ability for you to put a real, and meaningful consequence on the consumer for defaulting on your invoice.
Who should use Validate?
Any service professional that provides goods or services to a consumer should subscribe to Validate. Validate is used by a large variety of businesses in diverse industries throughout the United States; this is what gives Validate its unique power to hold consumers accountable for nonpayment.
How much does a Validate Membership cost?
Validate is 100% pro-business, making our service affordable to even the smallest business. Validate is only $420.00 a year for unlimited use, that's only $35.00 per month! This will be the most powerful tool your business will ever own. There are no limits on how much you can use Validate and no hidden fees.
What are my payment options?
Validate accepts most major credit cards. If you do not have one, you can set up your membership as an ACH withdrawal from your business checking account. Both are done on our secure site, with secure servers. We never save bank account or credit card information so your business information can never be compromised.
Can I lose my Validate Membership?
Yes. Validate is a Credit Reporting Agency, and as such we are bound by the laws governing credit reporting as defined in the FCRA. The accuracy of the information provided by Validate to our customers is our highest concern. If you are found to be in default of any section of your user agreement with Validate, which references the FCRA, you may be removed with no refund of your membership dues. Validate takes the integrity of our service, the fairness to the consumer, and the compliance with the law extremely seriously.
What do I need to report a customer?
Simple: You will need the customers full and correct address, phone number, a valid email, and basic information about the debt you are reporting such as amount due, and days past due. This information will be entered into a short form and then VALIDATE will automatically generate the demand letters for you.
How long does it take to report a customer?
It takes about 30 seconds to report a customer if you have the information in front of you. Any information you need will be readily available in Quickbooks or whatever financial software you are using.
What happens after I report a customer as delinquent?
Most customers do not want to be listed on a national database that other business in a vast spectrum of industries can see. Therefore, most customers contact the business within 14 days to settle the account. Your customer settles the debt directly with you, so you can be assured you get 100% of your money with no middle man. Just update the customers account as "paid" to halt further action.
