.consumer-page {
  max-width: 1180px;
  margin: 0 auto;
  padding: 56px 24px 84px;
  color: #172126;
  font-family: Inter, Arial, Helvetica, sans-serif;
}

.consumer-page * {
  box-sizing: border-box;
}

.consumer-hero {
  max-width: 940px;
  margin-bottom: 38px;
}

.consumer-eyebrow {
  margin: 0 0 12px;
  color: #199fe3;
  font-size: 14px;
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.consumer-title {
  margin: 0;
  color: #172126;
  font-family: Inter, Arial, Helvetica, sans-serif;
  font-size: clamp(42px, 6vw, 72px);
  font-weight: 850;
  line-height: 1;
  letter-spacing: 0;
}

.consumer-intro {
  max-width: 880px;
  margin: 22px 0 0;
  color: #53616c;
  font-size: 18px;
  line-height: 1.65;
}

.consumer-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 330px;
  gap: 34px;
  align-items: start;
}

.consumer-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.consumer-card,
.consumer-side-card,
.consumer-notice {
  border: 1px solid #dbe4ea;
  border-radius: 8px;
  background: #ffffff;
  box-shadow: 0 12px 34px rgba(23, 33, 38, 0.06);
}

.consumer-card {
  min-height: 230px;
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.consumer-image-link {
  width: 76px;
  height: 76px;
  border: 1px solid rgba(17, 103, 255, 0.2);
  border-radius: 20px;
  background: linear-gradient(135deg, #1167ff 0%, #199fe3 100%);
  display: grid;
  place-items: center;
  overflow: hidden;
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.28), 0 16px 30px rgba(17, 103, 255, 0.24);
  transition: transform 180ms ease, box-shadow 180ms ease;
}

.consumer-card:hover .consumer-image-link {
  transform: translateY(-2px);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.32), 0 20px 38px rgba(17, 103, 255, 0.3);
}

.consumer-svg-icon {
  display: block;
  width: 50px;
  height: 50px;
}

.icon-soft {
  fill: rgba(255, 255, 255, 0.9);
}

.icon-accent {
  fill: #ffffff;
}

.icon-mark {
  fill: #bdefff;
  stroke: #bdefff;
  stroke-width: 3;
  stroke-linecap: round;
}

.icon-dot {
  fill: #f3be0a;
}

.icon-check {
  fill: none;
  stroke: #ffffff;
  stroke-width: 3.5;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.consumer-card h2,
.consumer-side-card h2,
.consumer-notice h2 {
  margin: 0;
  color: #172126;
  font-family: Inter, Arial, Helvetica, sans-serif;
  font-size: 24px;
  font-weight: 850;
  line-height: 1.16;
  letter-spacing: 0;
}

.consumer-card p,
.consumer-side-card p,
.consumer-side-card li,
.consumer-notice p {
  color: #53616c;
  font-size: 16px;
  line-height: 1.65;
}

.consumer-card p,
.consumer-side-card p,
.consumer-notice p {
  margin: 0;
}

.consumer-action {
  margin-top: auto;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: fit-content;
  min-height: 42px;
  padding: 0 15px;
  border-radius: 8px;
  background: #1167ff;
  color: #ffffff;
  font-size: 15px;
  font-weight: 850;
  line-height: 1;
  text-decoration: none;
}

.consumer-action:hover {
  background: #0d55d6;
}

.consumer-action.secondary {
  border: 1px solid #1167ff;
  background: #1167ff;
  color: #ffffff;
}

.consumer-action.secondary:hover {
  background: #0d55d6;
}

.consumer-side {
  position: sticky;
  top: 110px;
  display: grid;
  gap: 18px;
}

.consumer-side-card {
  padding: 24px;
}

.consumer-side-card ul {
  margin: 14px 0 0;
  padding-left: 20px;
}

.consumer-side-card li + li {
  margin-top: 8px;
}

.consumer-notice {
  grid-column: 1 / -1;
  padding: 22px 24px;
  border-left: 4px solid #199fe3;
  background: #eef8ff;
}

.consumer-notice h2 {
  margin-bottom: 8px;
  font-size: 21px;
}

@media (max-width: 980px) {
  .consumer-layout {
    grid-template-columns: 1fr;
  }

  .consumer-side {
    position: static;
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 720px) {
  .consumer-grid,
  .consumer-side {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 620px) {
  .consumer-page {
    padding: 38px 18px 64px;
  }

  .consumer-title {
    font-size: 40px;
  }

  .consumer-intro {
    font-size: 16px;
  }

  .consumer-card,
  .consumer-side-card,
  .consumer-notice {
    padding: 22px;
  }
}